Author: Andrea | Date: January 6, 2010 | Please Comment!

I don’t know if you this but I can’t believe that a large amount of car insurance policyholders can’t even be bothered to try and beat their car insurance renewal quotation.

Around twenty five per cent just let it renew automatically and don’t do anything. This is a big shame really because they are loosing out and in most cases just throwing their money away. It only takes a few minutes to enter your details in to a comparison engine and get back some quotes for your car. Plus I have some additional points that can also help save you more money. I always think that the money is better off in my pocket, rather than the insurance company, don’t you?

It might be a good idea to always protect your no-claims bonus status, it might put up the insurance premium a little at first but in the long run it could save you a lot of money. You can’t afford to loose your no claims discount, because in most cases you might be getting a discount of between sixty and seventy per cent, and to loose that, will end up costing you a fortune. An accident caused by another motorist and that is their fault will have no bearing on your insurance claim. However, there are many motorists driving around that do not even have any insurance cover, and although this is illegal in the event of an accident that is their fault, you might have to claim on your own insurance to sort out the damage to your car. Compare Saga car insurance against the rest of the market for a great deal.

Think about increasing the amount of voluntary excess you could contribute if you need to make a claim. Paying a higher voluntary excess amount car reduce your premium by quote a bit. However, if you do have an accident and need to claim then you will have to pay the excess, before any work in started by the insurer.

Think about fitting an approved car alarm system or immobiliser on to your vehicle as this can also reduce the cost of your renewal quote. Having some kind of protection against break-ins and thieves can get you a discount of as much as five per cent.

Hope this information can help you to get a low cost car insurance quote for your vehicle.

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